Protect Your Personal Vehicle

Whether you drive a sedan, SUV, or hatchback, our private vehicle insurance gives you peace of mind on Kenyan roads. Get comprehensive coverage or basic third-party protection - the choice is yours.

Coverage Options

Comprehensive Cover

Full protection for your vehicle and third parties. Our most popular option.

Accidental damage to your vehicle
Fire and theft protection
Third-party injury and property damage
Windscreen and window cover
Loss or damage due to riots and strikes

Third Party Only

Legally required basic cover. Affordable protection for others.

Third-party bodily injury (unlimited)
Third-party property damage
Legal liability cover
Complies with Kenyan law
Does not cover your own vehicle

Additional Benefits & Add-Ons

Courtesy Car

Get a replacement vehicle while yours is being repaired

Personal Accident Cover

Medical expenses and compensation for driver and passengers

Audio Equipment

Extended cover for aftermarket sound systems and accessories

Towing Services

24/7 roadside assistance and towing to the nearest garage

Regional Cover

Extended coverage to East African countries

Loss of Use

Daily allowance while your car is being repaired

Why Choose Henei for Private Vehicle Insurance?

Instant Quotes

Get quotes in under 2 minutes

Flexible Payments

Monthly or annual options

100% Online

No paperwork, all digital

24/7 Support

Always here when you need us

Ready to Protect Your Vehicle?

Get an instant quote now. No registration required.

Get Instant Quote

Private Vehicle Insurance